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Sovereign Gold Bond

A smarter way to hold gold โ€” government-backed Sovereign Gold Bonds that track gold prices and pay you annual interest on top.

Overview

Sovereign Gold Bonds (SGBs) are Government of India securities denominated in grams of gold, issued as a substitute for holding physical gold. They eliminate concerns around storage, purity and making charges while offering a fixed annual interest on the invested amount.

For families who traditionally buy gold for weddings or as a long-term store of value, SGBs offer a paper-based alternative that can be held safely in a Demat account or as a certificate.

Key Benefits

Why It Belongs In Your Plan

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No Storage Worries

Skip locker fees, theft risk and purity concerns that come with physical gold.

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Annual Interest

Earn a fixed annual interest on your invested amount, in addition to any price appreciation in gold.

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No Making Charges

Unlike jewellery, SGBs carry no making charges or purity deductions.

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Capital Gains Benefit

Capital gains on SGBs held to maturity may enjoy tax exemptions as per prevailing income tax rules.

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Government Backing

Issued by the RBI on behalf of the Government of India, carrying sovereign credit backing.

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Tradable Option

Listed SGBs can potentially be traded on the stock exchange if you need liquidity before maturity.

How We Help You

01
Issue Window Tracking We keep you informed about RBI's periodic SGB subscription windows so you don't miss them.
02
Right-Sized Allocation We help you decide how much of your portfolio should sit in gold, based on your overall asset allocation.
03
Simple Application Process We guide you through the application, whether through Demat or certificate form.

"We always bought gold for festivals. AD Investments showed us how Sovereign Gold Bonds give the same gold exposure, minus the locker anxiety."

P
Priya & Manoj Tiwari
Homemakers, Lucknow
Common Questions

Frequently Asked

What is the tenure of a Sovereign Gold Bond?
SGBs typically have an 8-year tenure, with an option for early redemption from the 5th year onward on interest payment dates.
How is the interest paid?
Interest is usually paid semi-annually at a fixed rate on the initial investment amount, credited directly to your bank account.
Is the gold price risk still there?
Yes โ€” the redemption value is linked to prevailing gold prices, so while you avoid making charges, your capital is still subject to gold price fluctuations.
Can NRIs invest in SGBs?
As per current RBI guidelines, SGBs are available to resident Indian individuals, HUFs, trusts and certain institutions; NRIs are generally not eligible to invest โ€” rules can change, so we'll confirm current eligibility with you.

Book a Free Sovereign Gold Bond

Talk to us for free. No commitments. We'll review your financial situation and show you exactly how to move forward โ€” step by step.

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Call Us +91 73790 08786
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Location Lucknow, Uttar Pradesh

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Risk Factors โ€” Investments in securities and the securities market are subject to market risks. Please read all related offer documents / issue documents carefully before investing. Past performance is not indicative of future returns. There is no assurance or guarantee of returns on any product mentioned on this page. AD Investments acts as a distributor and does not provide investment advice unless separately agreed; please consult your financial advisor before taking any investment decision.