Home
About Contact Book Consultation
🏠

Home Loan

Get the best home loan deals from top banks and NBFCs. We compare rates and guide you through the entire process, start to finish.

Overview

Buying a home is likely the largest financial decision you'll make, and the loan structure you choose — interest rate type, tenure, and lender — has a real impact on your total cost over 15-20 years.

We compare offers across our panel of banks and NBFCs on interest rate, processing fee and eligibility, and help you through documentation, sanction and disbursement.

Key Benefits

Why It Belongs In Your Plan

🏦
Multi-Lender Comparison

See offers across several banks and NBFCs instead of relying on a single branch's rate card.

📉
Rate Negotiation Support

We help present your profile in the best light to potentially secure a more competitive rate.

📄
Documentation Help

Guidance on the full paperwork checklist so your file isn't delayed by missing documents.

⏱️
Faster Processing

Our familiarity with lender processes can help speed up sanction and disbursement timelines.

💳
Balance Transfer Advice

If you already have a home loan, we assess whether a balance transfer to a lower rate makes financial sense.

🧮
EMI Planning

We help you understand how tenure and rate choices affect your monthly EMI and total interest outgo.

How We Help You

01
Objective Comparisons We show you real numbers across lenders instead of pushing whichever bank pays the highest referral fee.
02
End-to-End Support From application to sanction letter to disbursement, we stay involved so you're not left chasing paperwork alone.
03
Life-of-Loan Relationship We're available for questions on part-prepayment, rate resets or refinancing long after disbursement.

"AD Investments compared three banks for our home loan and got us a noticeably better rate than what our own bank branch initially quoted."

S
Sandeep & Ritu Shukla
First-Time Homebuyers, Lucknow
Common Questions

Frequently Asked

How much home loan am I eligible for?
Eligibility depends on your income, existing obligations, credit score and the lender's policy — typically lenders fund a portion of the property value with the rest as your down payment, and we'll help estimate your specific eligibility.
Fixed or floating interest rate — which is better?
Floating rates move with market benchmarks and are more common in India, often starting lower than fixed rates; fixed rates offer payment certainty but may be reset periodically depending on the lender's terms. We'll explain both in the context of current offers.
What documents are typically required?
Identity and address proof, income documents (salary slips/ITR), bank statements, and property documents are commonly required — the exact list varies by lender and employment type.
Can I prepay my home loan?
Most floating-rate home loans allow part-prepayment or foreclosure without penalty as per RBI guidelines for individual borrowers; fixed-rate loans may have different terms — we'll clarify based on your specific loan.

Book a Free Home Loan

Talk to us for free. No commitments. We'll review your financial situation and show you exactly how to move forward — step by step.

📞
Call Us +91 73790 08786
💬
WhatsApp Message us anytime
📍
Location Lucknow, Uttar Pradesh

Request a Callback

Disclaimer — Loan approval, sanctioned amount, interest rate, processing fee and other charges are at the sole discretion of the respective bank / NBFC and subject to their credit policy, documentation and eligibility criteria. Rates and terms shown are indicative and subject to change without notice. AD Investments acts as a facilitator / referral partner and does not guarantee approval or specific terms.