Sold property recently? Section 54EC capital gain bonds can help you save long-term capital gains tax while earning a fixed return.
When you sell land or a building and realise long-term capital gains, Section 54EC of the Income Tax Act allows you to invest the gains in specified bonds (issued by entities such as REC, PFC and IRFC) to claim exemption from capital gains tax, subject to conditions and limits.
Timing matters — these bonds must typically be purchased within 6 months of the sale/transfer of the property. We help you understand the window, the investment limit, and the issuer options available at the time.
Invest eligible long-term capital gains within the prescribed window to claim exemption under Section 54EC.
Bonds are issued by government-backed entities such as REC, PFC and IRFC, known for high credit quality.
We flag the 6-month investment deadline from the date of transfer so you don't miss the window.
Earn a fixed annual interest over the bond's tenure, though returns are modest compared to the tax saved.
A defined lock-in period applies, which we explain upfront so there are no surprises.
We help you complete the application within the tight post-sale timeline.
"After selling our ancestral plot, we were confused about capital gains tax. AD Investments got our 54EC bonds sorted within the deadline."
Talk to us for free. No commitments. We'll review your financial situation and show you exactly how to move forward — step by step.
Risk Factors — Investments in securities and the securities market are subject to market risks. Please read all related offer documents / issue documents carefully before investing. Past performance is not indicative of future returns. There is no assurance or guarantee of returns on any product mentioned on this page. AD Investments acts as a distributor and does not provide investment advice unless separately agreed; please consult your financial advisor before taking any investment decision.