A government-backed, market-linked retirement savings scheme that combines disciplined investing with additional tax benefits.
The National Pension System (NPS) is a voluntary, long-term retirement savings scheme regulated by the PFRDA, allowing you to invest systematically across equity, corporate debt and government securities through professional fund managers.
Beyond retirement savings, NPS offers an additional tax deduction over and above the standard 80C limit, making it a popular addition to the retirement plans of salaried professionals across Lucknow.
Contributions are locked toward retirement, building disciplined, long-term savings you won't be tempted to dip into.
Claim an additional deduction under Section 80CCD(1B), over and above the ₹1.5 lakh limit under Section 80C.
Choose your allocation across equity, corporate bonds and government securities, or opt for auto-allocation by age.
NPS is known for one of the lowest fund management costs among market-linked retirement products.
Your NPS account (PRAN) stays with you across employers and cities throughout your career.
At retirement, a portion is used to purchase an annuity providing you a regular pension income.
"I didn't realise how much extra tax I could save until AD Investments explained the NPS 80CCD(1B) benefit. It's now part of my yearly routine."
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Risk Factors — Investments in securities and the securities market are subject to market risks. Please read all related offer documents / issue documents carefully before investing. Past performance is not indicative of future returns. There is no assurance or guarantee of returns on any product mentioned on this page. AD Investments acts as a distributor and does not provide investment advice unless separately agreed; please consult your financial advisor before taking any investment decision.