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Motor Insurance

Comprehensive or third-party motor insurance for your car or two-wheeler, with the right add-ons and hassle-free claim support.

Overview

Motor insurance is mandatory under Indian law, but the difference between a bare-minimum third-party policy and a well-structured comprehensive plan can matter enormously the day you actually need to make a claim.

We help you choose appropriate cover — including own-damage protection, add-ons like zero-depreciation and roadside assistance — and we're available when it's time to actually file a claim.

Key Benefits

Why It Belongs In Your Plan

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Comprehensive Cover

Protection against own vehicle damage, theft and third-party liability in a single policy.

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Zero-Depreciation Add-on

Get full claim value on replaced parts without depreciation deduction, especially useful for newer vehicles.

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Roadside Assistance

Add-on cover for breakdowns, towing and emergency support on the road.

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No-Claim Bonus Protection

Options to protect your accumulated no-claim bonus even after a claim.

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Two-Wheeler Plans

Dedicated cover options for two-wheelers, not just cars.

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Claim Filing Support

We guide you through documentation and follow-up when you need to file a claim.

How We Help You

01
Right-Sized Policy We help you avoid both under-insurance and paying for add-ons you don't actually need.
02
Renewal Reminders We track your policy expiry so your vehicle is never accidentally left uninsured.
03
Claims Advocacy When you need to claim, we help you navigate the process rather than leaving you to deal with it alone.

"My car insurance claim after a minor accident was settled without a single runaround, thanks to AD Investments following up on my behalf."

N
Naveen Yadav
Shop Owner, Lucknow
Common Questions

Frequently Asked

Is third-party insurance enough for my car?
Third-party insurance is the legal minimum and covers damage/injury to others, but it does not cover damage to your own vehicle — comprehensive cover is generally recommended for adequate protection.
What is IDV (Insured Declared Value)?
IDV is the maximum sum assured fixed by the insurer, representing the current market value of your vehicle — it directly affects your premium and the payout in case of total loss or theft.
Does my no-claim bonus carry over if I change insurers?
Yes, no-claim bonus is generally transferable between insurers, provided you can furnish proof of your claim-free history from the previous policy.
What should I do immediately after an accident?
Ensure safety first, then inform the insurer promptly, take photos of the damage, and avoid getting the vehicle repaired before a survey where a claim is intended — we can guide you through the exact steps.

Book a Free Motor Insurance

Talk to us for free. No commitments. We'll review your financial situation and show you exactly how to move forward — step by step.

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Call Us +91 73790 08786
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WhatsApp Message us anytime
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Location Lucknow, Uttar Pradesh

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Disclaimer — Insurance is the subject matter of solicitation. Please read the policy wording, prospectus, terms, conditions and exclusions carefully before concluding a sale. AD Investments acts as a referral / facilitator and is not an insurance company; final underwriting, pricing and claim decisions rest solely with the respective insurer.